Call reports 2019
CITY NATIONAL BANK OF SULPHUR SPRINGS, THE — 2019
What CITY NATIONAL BANK OF SULPHUR SPRINGS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 740,164,000 | 744,094,000 | 774,938,000 | 769,422,000 |
| Total loans | 542,759,000 | 542,242,000 | 557,086,000 | 553,535,000 |
| Allowance for loan losses | 5,956,000 | 5,978,000 | 6,117,000 | 6,201,000 |
| Securities available for sale | 122,249,000 | 125,522,000 | 131,101,000 | 130,740,000 |
| Securities held to maturity | 285,000 | 730,000 | 660,000 | 660,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 648,291,000 | 648,845,000 | 673,507,000 | 671,910,000 |
| Interest-bearing deposits | 605,219,000 | 610,534,000 | 631,736,000 | 628,010,000 |
| Noninterest-bearing deposits | 43,072,000 | 38,311,000 | 41,771,000 | 43,900,000 |
| Equity capital | 87,172,000 | 89,888,000 | 90,311,000 | 91,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,750,000 | 17,810,000 | 27,054,000 | 36,425,000 |
| Interest expense | 1,092,000 | 2,205,000 | 3,356,000 | 4,492,000 |
| Net interest income | 7,658,000 | 15,605,000 | 23,698,000 | 31,933,000 |
| Noninterest income | 1,787,000 | 3,800,000 | 5,771,000 | 7,784,000 |
| Noninterest expense | 5,964,000 | 11,971,000 | 17,940,000 | 24,103,000 |
| Provision for loan losses | 150,000 | 275,000 | 495,000 | 815,000 |
| Pretax income | 3,250,000 | 7,035,000 | 10,910,000 | 14,674,000 |
| Income tax | 6,000 | 11,000 | 15,000 | 20,000 |
| Net income | 3,244,000 | 7,024,000 | 10,895,000 | 14,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,530,000 | 76,804,000 | 76,673,000 | 78,221,000 |
| Total capital | 81,486,000 | 82,782,000 | 82,790,000 | 84,422,000 |
| Risk-weighted assets | 540,580,000 | 533,686,000 | 555,077,000 | 549,617,000 |