Call reports 2018
CITY NATIONAL BANK OF SULPHUR SPRINGS, THE — 2018
What CITY NATIONAL BANK OF SULPHUR SPRINGS, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 683,033,000 | 697,096,000 | 710,071,000 | 722,873,000 |
| Total loans | 490,860,000 | 509,091,000 | 527,663,000 | 530,360,000 |
| Allowance for loan losses | 5,350,000 | 5,750,000 | 5,838,000 | 5,807,000 |
| Securities available for sale | 101,036,000 | 117,661,000 | 115,429,000 | 128,138,000 |
| Securities held to maturity | 355,000 | 355,000 | 285,000 | 285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 601,122,000 | 613,010,000 | 619,722,000 | 634,736,000 |
| Interest-bearing deposits | 410,998,000 | 573,026,000 | 582,054,000 | 600,111,000 |
| Noninterest-bearing deposits | 190,124,000 | 39,984,000 | 37,668,000 | 34,625,000 |
| Equity capital | 77,521,000 | 78,104,000 | 79,728,000 | 82,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,520,000 | 15,587,000 | 23,960,000 | 32,748,000 |
| Interest expense | 664,000 | 1,409,000 | 2,274,000 | 3,264,000 |
| Net interest income | 6,856,000 | 14,178,000 | 21,686,000 | 29,484,000 |
| Noninterest income | 1,771,000 | 3,614,000 | 5,374,000 | 7,157,000 |
| Noninterest expense | 5,679,000 | 11,482,000 | 17,261,000 | 22,954,000 |
| Provision for loan losses | 250,000 | 953,000 | 1,053,000 | 1,218,000 |
| Pretax income | 2,616,000 | 5,256,000 | 8,625,000 | 12,346,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 14,000 |
| Net income | 2,612,000 | 5,249,000 | 8,614,000 | 12,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,569,000 | 68,323,000 | 70,407,000 | 72,533,000 |
| Total capital | 72,919,000 | 74,073,000 | 76,245,000 | 78,340,000 |
| Risk-weighted assets | 472,595,000 | 504,606,000 | 520,118,000 | 526,609,000 |