Call reports 2017
CITY NATIONAL BANK OF SULPHUR SPRINGS, THE — 2017
What CITY NATIONAL BANK OF SULPHUR SPRINGS, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 644,865,000 | 647,209,000 | 661,599,000 | 679,941,000 |
| Total loans | 446,570,000 | 457,798,000 | 458,857,000 | 490,527,000 |
| Allowance for loan losses | 4,915,000 | 4,969,000 | 5,086,000 | 5,111,000 |
| Securities available for sale | 126,444,000 | 114,963,000 | 107,897,000 | 112,384,000 |
| Securities held to maturity | 425,000 | 425,000 | 355,000 | 355,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 568,144,000 | 568,076,000 | 580,596,000 | 593,277,000 |
| Interest-bearing deposits | 390,211,000 | 382,688,000 | 392,988,000 | 407,679,000 |
| Noninterest-bearing deposits | 177,933,000 | 185,388,000 | 187,608,000 | 185,598,000 |
| Equity capital | 72,620,000 | 74,460,000 | 75,767,000 | 75,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,840,000 | 13,967,000 | 21,148,000 | 28,614,000 |
| Interest expense | 482,000 | 990,000 | 1,539,000 | 2,173,000 |
| Net interest income | 6,358,000 | 12,977,000 | 19,609,000 | 26,441,000 |
| Noninterest income | 1,478,000 | 3,210,000 | 5,011,000 | 6,679,000 |
| Noninterest expense | 5,251,000 | 10,529,000 | 15,953,000 | 21,244,000 |
| Provision for loan losses | 105,000 | 260,000 | 420,000 | 525,000 |
| Pretax income | 2,502,000 | 5,403,000 | 8,252,000 | 11,351,000 |
| Income tax | 1,000 | 4,000 | 6,000 | 11,000 |
| Net income | 2,501,000 | 5,399,000 | 8,246,000 | 11,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,775,000 | 62,762,000 | 64,191,000 | 65,333,000 |
| Total capital | 66,690,000 | 67,731,000 | 69,277,000 | 70,444,000 |
| Risk-weighted assets | 449,144,000 | 457,432,000 | 456,632,000 | 481,281,000 |