Call reports 2011
CITY NATIONAL BANK OF SULPHUR SPRINGS, THE — 2011
What CITY NATIONAL BANK OF SULPHUR SPRINGS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 403,156,000 | 414,346,000 | 419,146,000 | 417,884,000 |
| Total loans | 291,921,000 | 292,677,000 | 292,723,000 | 293,673,000 |
| Allowance for loan losses | 4,693,000 | 4,383,000 | 5,680,000 | 4,345,000 |
| Securities available for sale | 47,787,000 | 45,752,000 | 50,018,000 | 59,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,317,000 | 375,898,000 | 380,863,000 | 378,545,000 |
| Interest-bearing deposits | 288,860,000 | 294,188,000 | 297,324,000 | 297,084,000 |
| Noninterest-bearing deposits | 77,457,000 | 81,710,000 | 83,539,000 | 81,461,000 |
| Equity capital | 34,105,000 | 35,319,000 | 34,852,000 | 36,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,184,000 | 10,583,000 | 15,758,000 | 20,913,000 |
| Interest expense | 1,008,000 | 1,969,000 | 2,888,000 | 3,763,000 |
| Net interest income | 4,176,000 | 8,614,000 | 12,870,000 | 17,150,000 |
| Noninterest income | 1,167,000 | 2,445,000 | 3,521,000 | 4,560,000 |
| Noninterest expense | 3,959,000 | 7,663,000 | 11,092,000 | 14,424,000 |
| Provision for loan losses | 1,559,000 | 1,482,000 | 2,867,000 | 2,459,000 |
| Pretax income | -175,000 | 2,034,000 | 2,552,000 | 4,940,000 |
| Income tax | 3,000 | 7,000 | 10,000 | 14,000 |
| Net income | -178,000 | 2,027,000 | 2,542,000 | 4,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,450,000 | 31,819,000 | 31,406,000 | 32,851,000 |
| Total capital | 33,898,000 | 35,263,000 | 34,833,000 | 36,295,000 |
| Risk-weighted assets | 274,611,000 | 274,587,000 | 271,943,000 | 274,581,000 |