Call reports 2010
CITY NATIONAL BANK OF SULPHUR SPRINGS, THE — 2010
What CITY NATIONAL BANK OF SULPHUR SPRINGS, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 361,061,000 | 365,908,000 | 368,723,000 | 373,895,000 |
| Total loans | 279,010,000 | 282,144,000 | 286,581,000 | 288,732,000 |
| Allowance for loan losses | 3,869,000 | 4,114,000 | 4,248,000 | 4,251,000 |
| Securities available for sale | 35,203,000 | 32,954,000 | 32,119,000 | 32,979,000 |
| Securities held to maturity | 168,000 | 168,000 | 168,000 | 164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,023,000 | 319,045,000 | 326,280,000 | 331,390,000 |
| Interest-bearing deposits | 254,911,000 | 257,089,000 | 260,975,000 | 269,413,000 |
| Noninterest-bearing deposits | 60,112,000 | 61,956,000 | 65,305,000 | 61,977,000 |
| Equity capital | 33,388,000 | 33,836,000 | 34,160,000 | 34,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,300,000 | 10,515,000 | 15,798,000 | 21,100,000 |
| Interest expense | 1,287,000 | 2,504,000 | 3,669,000 | 4,797,000 |
| Net interest income | 4,013,000 | 8,011,000 | 12,129,000 | 16,303,000 |
| Noninterest income | 997,000 | 2,057,000 | 3,065,000 | 4,088,000 |
| Noninterest expense | 3,167,000 | 6,292,000 | 9,432,000 | 12,707,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,390,000 | 1,690,000 |
| Pretax income | 1,543,000 | 3,176,000 | 4,372,000 | 5,994,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 6,000 |
| Net income | 1,541,000 | 3,173,000 | 4,367,000 | 5,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,668,000 | 31,213,000 | 31,542,000 | 31,980,000 |
| Total capital | 33,912,000 | 34,418,000 | 34,888,000 | 35,317,000 |
| Risk-weighted assets | 258,927,000 | 255,515,000 | 266,763,000 | 266,068,000 |