Call reports 2001
CITY NATIONAL BANK OF SULPHUR SPRINGS, THE — 2001
What CITY NATIONAL BANK OF SULPHUR SPRINGS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 158,519,000 | 159,062,000 | 161,603,000 | 169,574,000 |
| Total loans | 109,569,000 | 111,118,000 | 109,857,000 | 110,115,000 |
| Allowance for loan losses | 1,604,000 | 1,666,000 | 1,752,000 | 1,732,000 |
| Securities available for sale | 31,020,000 | 34,508,000 | 37,267,000 | 46,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,523,000 | 144,723,000 | 146,287,000 | 151,605,000 |
| Interest-bearing deposits | 117,795,000 | 119,002,000 | 121,048,000 | 125,348,000 |
| Noninterest-bearing deposits | 26,728,000 | 25,721,000 | 25,239,000 | 26,257,000 |
| Equity capital | 13,004,000 | 13,177,000 | 14,014,000 | 13,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,109,000 | 6,224,000 | 9,286,000 | 12,175,000 |
| Interest expense | 1,421,000 | 2,805,000 | 4,153,000 | 5,415,000 |
| Net interest income | 1,688,000 | 3,419,000 | 5,133,000 | 6,760,000 |
| Noninterest income | 433,000 | 885,000 | 1,336,000 | 1,803,000 |
| Noninterest expense | 1,412,000 | 2,816,000 | 4,258,000 | 5,606,000 |
| Provision for loan losses | 85,000 | 170,000 | 255,000 | 544,000 |
| Pretax income | 635,000 | 1,353,000 | 1,992,000 | 2,454,000 |
| Income tax | 8,000 | -30,000 | -27,000 | -24,000 |
| Net income | 627,000 | 1,383,000 | 2,019,000 | 2,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,066,000 | 12,251,000 | 12,590,000 | 12,650,000 |
| Total capital | 13,373,000 | 13,541,000 | 13,901,000 | 13,962,000 |
| Risk-weighted assets | 104,433,000 | 102,759,000 | 104,488,000 | 104,522,000 |