Call reports 2024
WARREN-BOYNTON STATE BANK — 2024
What WARREN-BOYNTON STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 250,349,000 | 248,115,000 | 251,246,000 | 248,573,000 |
| Total loans | 189,082,000 | 191,501,000 | 195,686,000 | 193,829,000 |
| Allowance for loan losses | 1,650,000 | 1,589,000 | 1,581,000 | 1,706,000 |
| Securities available for sale | 47,593,000 | 46,711,000 | 46,718,000 | 44,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,545,000 | 216,202,000 | 215,374,000 | 217,354,000 |
| Interest-bearing deposits | 183,578,000 | 179,487,000 | 179,309,000 | 179,179,000 |
| Noninterest-bearing deposits | 38,967,000 | 36,715,000 | 36,065,000 | 38,175,000 |
| Equity capital | 21,974,000 | 22,101,000 | 23,667,000 | 22,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,875,000 | 5,907,000 | 9,017,000 | 12,158,000 |
| Interest expense | 934,000 | 1,895,000 | 2,893,000 | 3,915,000 |
| Net interest income | 1,941,000 | 4,012,000 | 6,124,000 | 8,243,000 |
| Noninterest income | 174,000 | 347,000 | 518,000 | 707,000 |
| Noninterest expense | 1,450,000 | 2,887,000 | 4,401,000 | 6,041,000 |
| Provision for loan losses | 0 | 35,000 | 35,000 | 135,000 |
| Pretax income | 665,000 | 1,437,000 | 2,206,000 | 2,774,000 |
| Income tax | 0 | 21,000 | 32,000 | -445,000 |
| Net income | 665,000 | 1,416,000 | 2,174,000 | 3,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,545,000 | 25,890,000 | 26,434,000 | 26,638,000 |
| Total capital | 27,194,000 | 27,478,000 | 28,015,000 | 28,343,000 |
| Risk-weighted assets | 160,517,000 | 161,064,000 | 163,289,000 | 164,131,000 |