Call reports 2021
WARREN-BOYNTON STATE BANK — 2021
What WARREN-BOYNTON STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 203,820,000 | 203,989,000 | 197,992,000 | 193,641,000 |
| Total loans | 123,449,000 | 122,225,000 | 122,921,000 | 127,971,000 |
| Allowance for loan losses | 1,440,000 | 1,439,000 | 1,428,000 | 1,420,000 |
| Securities available for sale | 49,372,000 | 52,876,000 | 52,902,000 | 52,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,522,000 | 167,668,000 | 161,477,000 | 158,312,000 |
| Interest-bearing deposits | 130,354,000 | 132,027,000 | 127,401,000 | 125,217,000 |
| Noninterest-bearing deposits | 37,168,000 | 35,641,000 | 34,076,000 | 33,095,000 |
| Equity capital | 26,727,000 | 27,413,000 | 27,983,000 | 27,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,993,000 | 3,829,000 | 5,511,000 | 7,191,000 |
| Interest expense | 168,000 | 320,000 | 461,000 | 592,000 |
| Net interest income | 1,825,000 | 3,509,000 | 5,050,000 | 6,599,000 |
| Noninterest income | 199,000 | 382,000 | 565,000 | 791,000 |
| Noninterest expense | 1,066,000 | 2,186,000 | 3,305,000 | 4,589,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 966,000 | 1,713,000 | 2,318,000 | 2,809,000 |
| Income tax | 241,000 | 418,000 | 553,000 | 659,000 |
| Net income | 725,000 | 1,295,000 | 1,765,000 | 2,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,164,000 | 25,751,000 | 26,233,000 | 25,818,000 |
| Total capital | 26,604,000 | 27,190,000 | 27,661,000 | 27,238,000 |
| Risk-weighted assets | 128,216,000 | 127,344,000 | 127,588,000 | 128,387,000 |