Call reports 2018
WARREN-BOYNTON STATE BANK — 2018
What WARREN-BOYNTON STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 173,663,000 | 169,621,000 | 167,858,000 | 172,613,000 |
| Total loans | 117,315,000 | 115,142,000 | 117,098,000 | 122,457,000 |
| Allowance for loan losses | 1,415,000 | 1,397,000 | 1,384,000 | 1,375,000 |
| Securities available for sale | 42,133,000 | 42,982,000 | 41,856,000 | 41,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,487,000 | 142,032,000 | 137,979,000 | 138,434,000 |
| Interest-bearing deposits | 120,834,000 | 114,359,000 | 111,647,000 | 111,630,000 |
| Noninterest-bearing deposits | 25,653,000 | 27,673,000 | 26,332,000 | 26,804,000 |
| Equity capital | 21,506,000 | 22,066,000 | 22,383,000 | 22,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,691,000 | 3,431,000 | 5,167,000 | 6,953,000 |
| Interest expense | 154,000 | 310,000 | 482,000 | 687,000 |
| Net interest income | 1,537,000 | 3,121,000 | 4,685,000 | 6,266,000 |
| Noninterest income | 155,000 | 333,000 | 492,000 | 657,000 |
| Noninterest expense | 1,088,000 | 2,119,000 | 3,177,000 | 4,310,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 604,000 | 1,335,000 | 2,000,000 | 2,613,000 |
| Income tax | 137,000 | 310,000 | 464,000 | 602,000 |
| Net income | 467,000 | 1,025,000 | 1,536,000 | 2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,838,000 | 21,430,000 | 21,968,000 | 21,702,000 |
| Total capital | 22,253,000 | 22,827,000 | 23,352,000 | 23,077,000 |
| Risk-weighted assets | 130,054,000 | 128,069,000 | 127,215,000 | 130,838,000 |