Call reports 2017
WARREN-BOYNTON STATE BANK — 2017
What WARREN-BOYNTON STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 128,493,000 | 129,178,000 | 173,945,000 | 175,025,000 |
| Total loans | 92,957,000 | 96,669,000 | 122,454,000 | 121,160,000 |
| Allowance for loan losses | 906,000 | 919,000 | 963,000 | 1,416,000 |
| Securities available for sale | 31,662,000 | 27,915,000 | 37,651,000 | 40,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,708,000 | 104,180,000 | 143,305,000 | 144,462,000 |
| Interest-bearing deposits | 82,295,000 | 83,534,000 | 117,837,000 | 117,764,000 |
| Noninterest-bearing deposits | 16,413,000 | 20,646,000 | 25,468,000 | 26,698,000 |
| Equity capital | 20,822,000 | 15,847,000 | 21,808,000 | 21,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,605,000 | 4,447,000 | 6,199,000 |
| Interest expense | 107,000 | 221,000 | 370,000 | 538,000 |
| Net interest income | 1,174,000 | 2,384,000 | 4,077,000 | 5,661,000 |
| Noninterest income | 144,000 | 249,000 | 425,000 | 587,000 |
| Noninterest expense | 809,000 | 1,623,000 | 2,870,000 | 4,024,000 |
| Provision for loan losses | 45,000 | 60,000 | 100,000 | 100,000 |
| Pretax income | 464,000 | 962,000 | 1,544,000 | 2,135,000 |
| Income tax | 131,000 | 276,000 | 462,000 | 546,000 |
| Net income | 333,000 | 686,000 | 1,082,000 | 1,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,778,000 | 15,543,000 | 20,839,000 | 20,469,000 |
| Total capital | 21,684,000 | 16,462,000 | 21,802,000 | 21,885,000 |
| Risk-weighted assets | 101,142,000 | 102,925,000 | 133,629,000 | 133,682,000 |