Call reports 2002
BUSINESS BANK OF CALIFORNIA — 2002
What BUSINESS BANK OF CALIFORNIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 604,035,000 | 625,037,000 | 616,225,000 | 628,847,000 |
| Total loans | 384,001,000 | 397,717,000 | 392,540,000 | 378,100,000 |
| Allowance for loan losses | 4,672,000 | 4,850,000 | 5,028,000 | 5,442,000 |
| Securities available for sale | 149,591,000 | 154,126,000 | 157,367,000 | 179,180,000 |
| Securities held to maturity | 1,017,000 | 1,009,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 527,069,000 | 522,189,000 | 523,904,000 | 532,626,000 |
| Interest-bearing deposits | 360,412,000 | 352,634,000 | 345,700,000 | 346,111,000 |
| Noninterest-bearing deposits | 166,657,000 | 169,555,000 | 178,204,000 | 186,515,000 |
| Equity capital | 62,980,000 | 65,529,000 | 67,146,000 | 68,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,548,000 | 19,214,000 | 28,929,000 | 38,085,000 |
| Interest expense | 1,865,000 | 3,528,000 | 5,076,000 | 6,416,000 |
| Net interest income | 7,683,000 | 15,686,000 | 23,853,000 | 31,669,000 |
| Noninterest income | 1,106,000 | 2,170,000 | 3,325,000 | 4,601,000 |
| Noninterest expense | 6,346,000 | 12,763,000 | 18,891,000 | 24,607,000 |
| Provision for loan losses | 100,000 | 300,000 | 600,000 | 1,000,000 |
| Pretax income | 2,343,000 | 4,793,000 | 7,728,000 | 10,929,000 |
| Income tax | 897,000 | 1,824,000 | 2,958,000 | 4,193,000 |
| Net income | 1,446,000 | 2,969,000 | 4,770,000 | 6,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,543,000 | 42,141,000 | 43,300,000 | 45,295,000 |
| Total capital | 45,215,000 | 46,991,000 | 48,328,000 | 50,737,000 |
| Risk-weighted assets | 442,691,000 | 449,713,000 | 441,816,000 | 437,986,000 |