Call reports 2001
BUSINESS BANK OF CALIFORNIA — 2001
What BUSINESS BANK OF CALIFORNIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 334,634,000 | 339,758,000 | 364,209,000 | 385,563,000 |
| Total loans | 185,929,000 | 183,108,000 | 194,986,000 | 205,034,000 |
| Allowance for loan losses | 1,910,000 | 1,973,000 | 1,986,000 | 2,121,000 |
| Securities available for sale | 104,287,000 | 113,405,000 | 125,985,000 | 141,682,000 |
| Securities held to maturity | 1,004,000 | 1,002,000 | 1,517,000 | 1,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,210,000 | 282,993,000 | 296,289,000 | 307,867,000 |
| Interest-bearing deposits | 179,004,000 | 181,808,000 | 192,509,000 | 204,357,000 |
| Noninterest-bearing deposits | 99,206,000 | 101,185,000 | 103,780,000 | 103,510,000 |
| Equity capital | 33,842,000 | 34,678,000 | 35,644,000 | 35,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,407,000 | 12,763,000 | 18,842,000 | 25,094,000 |
| Interest expense | 2,022,000 | 3,969,000 | 5,818,000 | 7,414,000 |
| Net interest income | 4,385,000 | 8,794,000 | 13,024,000 | 17,680,000 |
| Noninterest income | 762,000 | 1,546,000 | 2,302,000 | 3,254,000 |
| Noninterest expense | 3,937,000 | 7,875,000 | 12,005,000 | 16,351,000 |
| Provision for loan losses | 75,000 | 175,000 | 200,000 | 225,000 |
| Pretax income | 1,239,000 | 2,499,000 | 3,773,000 | 5,175,000 |
| Income tax | 459,000 | 926,000 | 1,398,000 | 1,919,000 |
| Net income | 780,000 | 1,573,000 | 2,375,000 | 3,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,822,000 | 25,781,000 | 26,754,000 | 27,537,000 |
| Total capital | 26,732,000 | 27,754,000 | 28,740,000 | 29,658,000 |
| Risk-weighted assets | 223,117,000 | 230,276,000 | 250,053,000 | 253,741,000 |