Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 223,780,000 | 223,081,000 | 219,898,000 | 241,195,000 |
| Total loans | 116,526,000 | 116,451,000 | 115,292,000 | 117,090,000 |
| Allowance for loan losses | 1,115,000 | 1,130,000 | 1,083,000 | 1,096,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 80,520,000 | 80,569,000 | 78,016,000 | 68,220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,520,000 | 205,495,000 | 200,627,000 | 221,979,000 |
| Interest-bearing deposits | 177,384,000 | 175,645,000 | 171,943,000 | 191,554,000 |
| Noninterest-bearing deposits | 28,136,000 | 29,850,000 | 28,684,000 | 30,425,000 |
| Equity capital | 15,757,000 | 16,232,000 | 16,663,000 | 16,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,456,000 | 6,893,000 | 10,198,000 | 13,408,000 |
| Interest expense | 1,608,000 | 3,047,000 | 4,409,000 | 5,751,000 |
| Net interest income | 1,848,000 | 3,846,000 | 5,789,000 | 7,657,000 |
| Noninterest income | 166,000 | 342,000 | 524,000 | 766,000 |
| Noninterest expense | 1,052,000 | 2,122,000 | 3,179,000 | 4,378,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 944,000 | 2,030,000 | 3,080,000 | 3,973,000 |
| Income tax | 290,000 | 640,000 | 965,000 | 1,253,000 |
| Net income | 654,000 | 1,390,000 | 2,115,000 | 2,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,757,000 | 16,232,000 | 16,663,000 | 16,980,000 |
| Total capital | 16,872,000 | 17,362,000 | 17,746,000 | 18,076,000 |
| Risk-weighted assets | 128,041,000 | 130,013,000 | 128,807,000 | 132,418,000 |