Call reports 2026
SOUTHWIND BANK — 2026
What SOUTHWIND BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 182,900,000 | 186,552,000 |
| Total loans | 91,458,000 | 93,654,000 |
| Allowance for loan losses | 1,474,000 | 1,444,000 |
| Securities available for sale | 84,619,000 | 85,267,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 166,267,000 | 172,765,000 |
| Interest-bearing deposits | 105,476,000 | 107,080,000 |
| Noninterest-bearing deposits | 60,791,000 | 65,685,000 |
| Equity capital | 12,172,000 | 12,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,084,000 | 4,223,000 |
| Interest expense | 525,000 | 1,004,000 |
| Net interest income | 1,559,000 | 3,219,000 |
| Noninterest income | 71,000 | 124,000 |
| Noninterest expense | 838,000 | 1,676,000 |
| Provision for loan losses | 87,000 | 185,000 |
| Pretax income | 705,000 | 1,483,000 |
| Income tax | 145,000 | 308,000 |
| Net income | 560,000 | 1,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,566,000 | 18,981,000 |