Call report 2025Q4
SOUTHWIND BANK — 2025Q4
The 22 measures SOUTHWIND BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 179,655,000 | USD | evidence → |
| Total loans | 89,214,000 | USD | evidence → |
| Allowance for loan losses | 1,388,000 | USD | evidence → |
| Securities available for sale | 74,457,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 166,740,000 | USD | evidence → |
| Interest-bearing deposits | 115,763,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,977,000 | USD | evidence → |
| Equity capital | 12,118,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,136,000 | USD | evidence → |
| Interest expense | 2,193,000 | USD | evidence → |
| Net interest income | 5,943,000 | USD | evidence → |
| Noninterest income | 219,000 | USD | evidence → |
| Noninterest expense | 3,508,000 | USD | evidence → |
| Provision for loan losses | 245,000 | USD | evidence → |
| Pretax income | 2,382,000 | USD | evidence → |
| Income tax | 447,000 | USD | evidence → |
| Net income | 1,935,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,006,000 | USD | evidence → |