Call reports 2022
SOUTHWIND BANK — 2022
What SOUTHWIND BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 185,444,000 | 175,775,000 | 172,840,000 | 173,928,000 |
| Total loans | 64,210,000 | 67,184,000 | 69,621,000 | 71,949,000 |
| Allowance for loan losses | 1,141,000 | 1,131,000 | 1,141,000 | 1,158,000 |
| Securities available for sale | 92,415,000 | 91,301,000 | 89,171,000 | 92,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,513,000 | 165,991,000 | 166,318,000 | 152,210,000 |
| Interest-bearing deposits | 104,319,000 | 117,203,000 | 117,318,000 | 102,681,000 |
| Noninterest-bearing deposits | 68,194,000 | 48,788,000 | 49,000,000 | 49,529,000 |
| Equity capital | 12,781,000 | 9,586,000 | 6,213,000 | 8,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,301,000 | 2,685,000 | 4,189,000 | 5,781,000 |
| Interest expense | 87,000 | 183,000 | 308,000 | 484,000 |
| Net interest income | 1,214,000 | 2,502,000 | 3,881,000 | 5,297,000 |
| Noninterest income | 52,000 | 100,000 | 147,000 | 211,000 |
| Noninterest expense | 668,000 | 1,316,000 | 2,037,000 | 2,931,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 488,000 | 1,170,000 | 1,870,000 | 2,467,000 |
| Income tax | 81,000 | 208,000 | 337,000 | 382,000 |
| Net income | 407,000 | 962,000 | 1,533,000 | 2,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,849,000 | 17,054,000 | 17,226,000 | 17,577,000 |