Call reports 2021
SOUTHWIND BANK — 2021
What SOUTHWIND BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 153,649,000 | 155,199,000 | 154,767,000 | 167,764,000 |
| Total loans | 71,468,000 | 67,574,000 | 65,669,000 | 66,202,000 |
| Allowance for loan losses | 1,145,000 | 1,163,000 | 1,184,000 | 1,151,000 |
| Securities available for sale | 72,642,000 | 77,934,000 | 82,391,000 | 86,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,297,000 | 134,784,000 | 136,465,000 | 149,915,000 |
| Interest-bearing deposits | 91,294,000 | 92,884,000 | 92,120,000 | 97,881,000 |
| Noninterest-bearing deposits | 45,003,000 | 41,900,000 | 44,345,000 | 52,034,000 |
| Equity capital | 16,761,000 | 17,215,000 | 17,460,000 | 17,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,539,000 | 2,884,000 | 4,426,000 | 5,780,000 |
| Interest expense | 97,000 | 195,000 | 288,000 | 379,000 |
| Net interest income | 1,442,000 | 2,689,000 | 4,138,000 | 5,401,000 |
| Noninterest income | 52,000 | 108,000 | 174,000 | 244,000 |
| Noninterest expense | 849,000 | 1,491,000 | 2,264,000 | 2,980,000 |
| Provision for loan losses | 55,000 | 70,000 | 85,000 | 100,000 |
| Pretax income | 582,000 | 1,230,000 | 1,959,000 | 2,562,000 |
| Income tax | 105,000 | 226,000 | 366,000 | 466,000 |
| Net income | 477,000 | 1,004,000 | 1,593,000 | 2,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,533,000 | 15,760,000 | 16,149,000 | 16,502,000 |