Call reports 2018
SOUTHWIND BANK — 2018
What SOUTHWIND BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 123,000,000 | 122,706,000 | 121,979,000 | 122,734,000 |
| Total loans | 55,452,000 | 58,307,000 | 58,324,000 | 57,291,000 |
| Allowance for loan losses | 790,000 | 834,000 | 849,000 | 871,000 |
| Securities available for sale | 58,497,000 | 57,333,000 | 56,741,000 | 58,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,980,000 | 109,924,000 | 108,108,000 | 109,363,000 |
| Interest-bearing deposits | 80,511,000 | 79,719,000 | 78,067,000 | 77,147,000 |
| Noninterest-bearing deposits | 30,469,000 | 30,205,000 | 30,041,000 | 32,216,000 |
| Equity capital | 11,822,000 | 11,904,000 | 11,855,000 | 12,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,053,000 | 2,175,000 | 3,297,000 | 4,436,000 |
| Interest expense | 98,000 | 222,000 | 346,000 | 477,000 |
| Net interest income | 955,000 | 1,953,000 | 2,951,000 | 3,959,000 |
| Noninterest income | 60,000 | 135,000 | 188,000 | 255,000 |
| Noninterest expense | 584,000 | 1,161,000 | 1,726,000 | 2,761,000 |
| Provision for loan losses | 37,000 | 75,000 | 112,000 | 137,000 |
| Pretax income | 388,000 | 822,000 | 1,271,000 | 1,286,000 |
| Income tax | 49,000 | 114,000 | 189,000 | 164,000 |
| Net income | 339,000 | 708,000 | 1,082,000 | 1,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,221,000 | 12,364,000 | 12,538,000 | 12,578,000 |
| Total capital | 13,011,000 | 13,198,000 | 13,387,000 | 13,449,000 |
| Risk-weighted assets | 80,318,000 | 78,833,000 | 79,023,000 | 77,993,000 |