Call reports 2017
SOUTHWIND BANK — 2017
What SOUTHWIND BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 114,849,000 | 117,288,000 | 116,480,000 | 116,428,000 |
| Total loans | 50,768,000 | 51,925,000 | 54,342,000 | 54,132,000 |
| Allowance for loan losses | 693,000 | 677,000 | 755,000 | 765,000 |
| Securities available for sale | 58,370,000 | 60,946,000 | 57,387,000 | 57,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,753,000 | 102,078,000 | 103,611,000 | 104,120,000 |
| Interest-bearing deposits | 76,702,000 | 75,372,000 | 74,929,000 | 75,608,000 |
| Noninterest-bearing deposits | 26,051,000 | 26,706,000 | 28,682,000 | 28,512,000 |
| Equity capital | 11,799,000 | 12,319,000 | 12,270,000 | 12,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 976,000 | 1,963,000 | 2,995,000 | 4,021,000 |
| Interest expense | 75,000 | 166,000 | 267,000 | 361,000 |
| Net interest income | 901,000 | 1,797,000 | 2,728,000 | 3,660,000 |
| Noninterest income | 53,000 | 144,000 | 202,000 | 265,000 |
| Noninterest expense | 581,000 | 1,158,000 | 1,728,000 | 2,433,000 |
| Provision for loan losses | 30,000 | 155,000 | 275,000 | 370,000 |
| Pretax income | 319,000 | 604,000 | 910,000 | 1,105,000 |
| Income tax | 36,000 | 54,000 | 83,000 | 68,000 |
| Net income | 283,000 | 550,000 | 827,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,710,000 | 11,802,000 | 11,828,000 | 12,039,000 |
| Total capital | 12,403,000 | 12,479,000 | 12,583,000 | 12,804,000 |
| Risk-weighted assets | 71,837,000 | 72,315,000 | 73,587,000 | 74,411,000 |