Call reports 2001
SOUTHWIND BANK — 2001
What SOUTHWIND BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 55,281,000 | 57,088,000 | 57,497,000 | 59,967,000 |
| Total loans | 31,958,000 | 32,868,000 | 33,879,000 | 33,456,000 |
| Allowance for loan losses | 517,000 | 574,000 | 645,000 | 605,000 |
| Securities available for sale | 19,992,000 | 19,767,000 | 20,647,000 | 20,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,744,000 | 51,481,000 | 50,937,000 | 54,095,000 |
| Interest-bearing deposits | 42,942,000 | 45,195,000 | 43,785,000 | 46,085,000 |
| Noninterest-bearing deposits | 6,802,000 | 6,286,000 | 7,152,000 | 8,010,000 |
| Equity capital | 4,865,000 | 4,928,000 | 5,257,000 | 5,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,015,000 | 2,044,000 | 3,100,000 | 4,103,000 |
| Interest expense | 519,000 | 1,022,000 | 1,503,000 | 1,938,000 |
| Net interest income | 496,000 | 1,022,000 | 1,597,000 | 2,165,000 |
| Noninterest income | 43,000 | 93,000 | 133,000 | 188,000 |
| Noninterest expense | 426,000 | 824,000 | 1,236,000 | 1,720,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 106,000 | 276,000 | 471,000 | 603,000 |
| Income tax | 21,000 | 65,000 | 117,000 | 147,000 |
| Net income | 85,000 | 211,000 | 354,000 | 456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,659,000 | 4,745,000 | 4,888,000 | 4,930,000 |
| Total capital | 5,092,000 | 5,194,000 | 5,347,000 | 5,388,000 |
| Risk-weighted assets | 34,431,000 | 35,812,000 | 36,502,000 | 36,471,000 |