Call report 2020Q4
REGAL BANK — 2020Q4
The 22 measures REGAL BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 561,726,000 | USD | evidence → |
| Total loans | 393,270,000 | USD | evidence → |
| Allowance for loan losses | 5,579,000 | USD | evidence → |
| Securities available for sale | 19,615,000 | USD | evidence → |
| Securities held to maturity | 2,567,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 496,496,000 | USD | evidence → |
| Interest-bearing deposits | 394,686,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,811,000 | USD | evidence → |
| Equity capital | 53,579,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,997,000 | USD | evidence → |
| Interest expense | 5,189,000 | USD | evidence → |
| Net interest income | 14,808,000 | USD | evidence → |
| Noninterest income | 679,000 | USD | evidence → |
| Noninterest expense | 12,580,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 2,817,000 | USD | evidence → |
| Income tax | 728,000 | USD | evidence → |
| Net income | 2,089,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,194,000 | USD | evidence → |