Call report 2018Q4
REGAL BANK — 2018Q4
The 22 measures REGAL BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 520,319,000 | USD | evidence → |
| Total loans | 418,450,000 | USD | evidence → |
| Allowance for loan losses | 5,309,000 | USD | evidence → |
| Securities available for sale | 53,425,000 | USD | evidence → |
| Securities held to maturity | 2,559,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 436,787,000 | USD | evidence → |
| Interest-bearing deposits | 375,025,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,762,000 | USD | evidence → |
| Equity capital | 49,838,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,206,000 | USD | evidence → |
| Interest expense | 4,731,000 | USD | evidence → |
| Net interest income | 15,475,000 | USD | evidence → |
| Noninterest income | 943,000 | USD | evidence → |
| Noninterest expense | 13,690,000 | USD | evidence → |
| Provision for loan losses | 350,000 | USD | evidence → |
| Pretax income | 2,376,000 | USD | evidence → |
| Income tax | 494,000 | USD | evidence → |
| Net income | 1,882,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,349,000 | USD | evidence → |
| Total capital | 53,743,000 | USD | evidence → |
| Risk-weighted assets | 350,593,000 | USD | evidence → |