Call report 2016Q4
REGAL BANK — 2016Q4
The 22 measures REGAL BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 469,809,000 | USD | evidence → |
| Total loans | 382,897,000 | USD | evidence → |
| Allowance for loan losses | 4,661,000 | USD | evidence → |
| Securities available for sale | 41,383,000 | USD | evidence → |
| Securities held to maturity | 2,541,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 409,377,000 | USD | evidence → |
| Interest-bearing deposits | 355,535,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,843,000 | USD | evidence → |
| Equity capital | 46,405,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,213,000 | USD | evidence → |
| Interest expense | 3,077,000 | USD | evidence → |
| Net interest income | 16,136,000 | USD | evidence → |
| Noninterest income | 784,000 | USD | evidence → |
| Noninterest expense | 14,785,000 | USD | evidence → |
| Provision for loan losses | 395,000 | USD | evidence → |
| Pretax income | 1,746,000 | USD | evidence → |
| Income tax | 730,000 | USD | evidence → |
| Net income | 1,016,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,277,000 | USD | evidence → |
| Total capital | 49,279,000 | USD | evidence → |
| Risk-weighted assets | 319,313,000 | USD | evidence → |