Call report 2016Q2
REGAL BANK — 2016Q2
The 22 measures REGAL BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 476,501,000 | USD | evidence → |
| Total loans | 396,127,000 | USD | evidence → |
| Allowance for loan losses | 4,457,000 | USD | evidence → |
| Securities available for sale | 38,419,000 | USD | evidence → |
| Securities held to maturity | 2,543,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 414,168,000 | USD | evidence → |
| Interest-bearing deposits | 350,862,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,307,000 | USD | evidence → |
| Equity capital | 46,183,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,982,000 | USD | evidence → |
| Interest expense | 1,507,000 | USD | evidence → |
| Net interest income | 7,475,000 | USD | evidence → |
| Noninterest income | 288,000 | USD | evidence → |
| Noninterest expense | 6,406,000 | USD | evidence → |
| Provision for loan losses | 185,000 | USD | evidence → |
| Pretax income | 1,178,000 | USD | evidence → |
| Income tax | 435,000 | USD | evidence → |
| Net income | 743,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,390,000 | USD | evidence → |
| Total capital | 48,465,000 | USD | evidence → |
| Risk-weighted assets | 325,407,000 | USD | evidence → |