Call report 2015Q4
REGAL BANK — 2015Q4
The 22 measures REGAL BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 389,000,000 | USD | evidence → |
| Total loans | 328,235,000 | USD | evidence → |
| Allowance for loan losses | 4,275,000 | USD | evidence → |
| Securities available for sale | 32,738,000 | USD | evidence → |
| Securities held to maturity | 2,530,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 336,401,000 | USD | evidence → |
| Interest-bearing deposits | 292,845,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,557,000 | USD | evidence → |
| Equity capital | 37,653,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,027,000 | USD | evidence → |
| Interest expense | 2,708,000 | USD | evidence → |
| Net interest income | 12,319,000 | USD | evidence → |
| Noninterest income | 436,000 | USD | evidence → |
| Noninterest expense | 9,767,000 | USD | evidence → |
| Provision for loan losses | 480,000 | USD | evidence → |
| Pretax income | 2,533,000 | USD | evidence → |
| Income tax | 930,000 | USD | evidence → |
| Net income | 1,603,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,746,000 | USD | evidence → |
| Total capital | 41,000,000 | USD | evidence → |
| Risk-weighted assets | 259,297,000 | USD | evidence → |