Call report 2015Q1
REGAL BANK — 2015Q1
The 22 measures REGAL BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 361,350,000 | USD | evidence → |
| Total loans | 298,261,000 | USD | evidence → |
| Allowance for loan losses | 3,915,000 | USD | evidence → |
| Securities available for sale | 27,274,000 | USD | evidence → |
| Securities held to maturity | 2,517,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 318,348,000 | USD | evidence → |
| Interest-bearing deposits | 286,157,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,192,000 | USD | evidence → |
| Equity capital | 36,609,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,638,000 | USD | evidence → |
| Interest expense | 650,000 | USD | evidence → |
| Net interest income | 2,988,000 | USD | evidence → |
| Noninterest income | 65,000 | USD | evidence → |
| Noninterest expense | 2,385,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 566,000 | USD | evidence → |
| Income tax | 218,000 | USD | evidence → |
| Net income | 348,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,496,000 | USD | evidence → |
| Total capital | 40,002,000 | USD | evidence → |
| Risk-weighted assets | 280,130,000 | USD | evidence → |