Call report 2014Q2
REGAL BANK — 2014Q2
The 22 measures REGAL BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 336,685,000 | USD | evidence → |
| Total loans | 292,443,000 | USD | evidence → |
| Allowance for loan losses | 3,530,000 | USD | evidence → |
| Securities available for sale | 20,292,000 | USD | evidence → |
| Securities held to maturity | 307,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 305,558,000 | USD | evidence → |
| Interest-bearing deposits | 278,198,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,361,000 | USD | evidence → |
| Equity capital | 30,491,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,041,000 | USD | evidence → |
| Interest expense | 1,188,000 | USD | evidence → |
| Net interest income | 5,853,000 | USD | evidence → |
| Noninterest income | 68,000 | USD | evidence → |
| Noninterest expense | 4,360,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 1,262,000 | USD | evidence → |
| Income tax | 505,000 | USD | evidence → |
| Net income | 757,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,508,000 | USD | evidence → |
| Total capital | 34,038,000 | USD | evidence → |
| Risk-weighted assets | 305,763,000 | USD | evidence → |