Call report 2013Q4
REGAL BANK — 2013Q4
The 22 measures REGAL BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 320,943,000 | USD | evidence → |
| Total loans | 282,520,000 | USD | evidence → |
| Allowance for loan losses | 3,230,000 | USD | evidence → |
| Securities available for sale | 14,969,000 | USD | evidence → |
| Securities held to maturity | 328,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 292,785,000 | USD | evidence → |
| Interest-bearing deposits | 265,697,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,089,000 | USD | evidence → |
| Equity capital | 27,677,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,316,000 | USD | evidence → |
| Interest expense | 2,065,000 | USD | evidence → |
| Net interest income | 11,251,000 | USD | evidence → |
| Noninterest income | 122,000 | USD | evidence → |
| Noninterest expense | 7,808,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 2,965,000 | USD | evidence → |
| Income tax | 1,248,000 | USD | evidence → |
| Net income | 1,717,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,785,000 | USD | evidence → |
| Total capital | 31,015,000 | USD | evidence → |
| Risk-weighted assets | 292,705,000 | USD | evidence → |