Call report 2009Q4
REGAL BANK — 2009Q4
The 22 measures REGAL BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,093,000 | USD | evidence → |
| Total loans | 87,825,000 | USD | evidence → |
| Allowance for loan losses | 930,000 | USD | evidence → |
| Securities available for sale | 6,862,000 | USD | evidence → |
| Securities held to maturity | 1,248,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 109,564,000 | USD | evidence → |
| Interest-bearing deposits | 97,236,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,328,000 | USD | evidence → |
| Equity capital | 11,309,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,392,000 | USD | evidence → |
| Interest expense | 2,193,000 | USD | evidence → |
| Net interest income | 2,199,000 | USD | evidence → |
| Noninterest income | 90,000 | USD | evidence → |
| Noninterest expense | 3,187,000 | USD | evidence → |
| Provision for loan losses | 520,000 | USD | evidence → |
| Pretax income | -1,418,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | -1,422,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,171,000 | USD | evidence → |
| Total capital | 12,101,000 | USD | evidence → |
| Risk-weighted assets | 95,386,000 | USD | evidence → |