Call report 2008Q4
REGAL BANK — 2008Q4
The 22 measures REGAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,411,000 | USD | evidence → |
| Total loans | 40,477,000 | USD | evidence → |
| Allowance for loan losses | 410,000 | USD | evidence → |
| Securities available for sale | 3,956,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,700,000 | USD | evidence → |
| Interest-bearing deposits | 53,090,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,610,000 | USD | evidence → |
| Equity capital | 12,602,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,692,000 | USD | evidence → |
| Interest expense | 867,000 | USD | evidence → |
| Net interest income | 825,000 | USD | evidence → |
| Noninterest income | 36,000 | USD | evidence → |
| Noninterest expense | 2,500,000 | USD | evidence → |
| Provision for loan losses | 410,000 | USD | evidence → |
| Pretax income | -2,049,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -2,049,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,507,000 | USD | evidence → |
| Total capital | 12,917,000 | USD | evidence → |
| Risk-weighted assets | 47,818,000 | USD | evidence → |