Call reports 2001
FARMERS AND MERCHANTS STATE BANK, THE — 2001
What FARMERS AND MERCHANTS STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 27,636,000 | 28,572,000 | 29,311,000 | 29,897,000 |
| Total loans | 15,628,000 | 16,932,000 | 17,891,000 | 19,771,000 |
| Allowance for loan losses | 347,000 | 348,000 | 343,000 | 383,000 |
| Securities available for sale | 6,496,000 | 6,639,000 | 6,166,000 | 5,601,000 |
| Securities held to maturity | 3,319,000 | 3,209,000 | 3,144,000 | 2,703,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,993,000 | 20,077,000 | 20,503,000 | 20,572,000 |
| Interest-bearing deposits | 18,815,000 | 18,058,000 | 18,421,000 | 18,467,000 |
| Noninterest-bearing deposits | 2,178,000 | 2,019,000 | 2,082,000 | 2,105,000 |
| Equity capital | 2,622,000 | 2,554,000 | 2,722,000 | 2,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,067,000 | 1,651,000 | 2,179,000 |
| Interest expense | 277,000 | 547,000 | 813,000 | 1,064,000 |
| Net interest income | 263,000 | 520,000 | 838,000 | 1,115,000 |
| Noninterest income | 23,000 | 49,000 | 75,000 | 110,000 |
| Noninterest expense | 181,000 | 393,000 | 587,000 | 793,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 105,000 | 176,000 | 326,000 | 371,000 |
| Income tax | 6,000 | 11,000 | 19,000 | 26,000 |
| Net income | 99,000 | 165,000 | 307,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,468,000 | 2,406,000 | 2,507,000 | 2,420,000 |
| Total capital | 2,727,000 | 2,672,000 | 2,819,000 | 2,728,000 |
| Risk-weighted assets | 20,663,000 | 21,438,000 | 24,957,000 | 24,559,000 |