Call reports 2017
COMMERCIAL STATE BANK — 2017
What COMMERCIAL STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 523,441,000 | 527,981,000 | 536,479,000 | 587,106,000 |
| Total loans | 370,155,000 | 382,394,000 | 383,337,000 | 386,675,000 |
| Allowance for loan losses | 8,295,000 | 8,638,000 | 8,569,000 | 7,803,000 |
| Securities available for sale | 39,891,000 | 37,270,000 | 37,391,000 | 41,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,168,000 | 463,676,000 | 469,934,000 | 518,490,000 |
| Interest-bearing deposits | 281,988,000 | 270,415,000 | 277,664,000 | 305,436,000 |
| Noninterest-bearing deposits | 179,180,000 | 193,261,000 | 192,270,000 | 213,054,000 |
| Equity capital | 60,547,000 | 61,845,000 | 63,920,000 | 66,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,463,000 | 13,199,000 | 20,334,000 | 27,814,000 |
| Interest expense | 545,000 | 1,096,000 | 1,657,000 | 2,286,000 |
| Net interest income | 5,918,000 | 12,103,000 | 18,677,000 | 25,528,000 |
| Noninterest income | 723,000 | 1,480,000 | 2,413,000 | 3,130,000 |
| Noninterest expense | 3,726,000 | 7,755,000 | 11,989,000 | 16,218,000 |
| Provision for loan losses | 400,000 | 900,000 | 900,000 | 900,000 |
| Pretax income | 2,515,000 | 4,928,000 | 8,201,000 | 11,540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,515,000 | 4,928,000 | 8,201,000 | 11,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,562,000 | 60,439,000 | 62,526,000 | 65,816,000 |
| Total capital | 64,603,000 | 65,604,000 | 67,659,000 | 70,963,000 |
| Risk-weighted assets | 400,079,000 | 409,742,000 | 407,215,000 | 409,180,000 |