Call report 2002Q4
COMMERCIAL STATE BANK — 2002Q4
The 22 measures COMMERCIAL STATE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,258,000 | USD | evidence → |
| Total loans | 53,794,000 | USD | evidence → |
| Allowance for loan losses | 670,000 | USD | evidence → |
| Securities available for sale | 5,081,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,706,000 | USD | evidence → |
| Interest-bearing deposits | 53,578,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,128,000 | USD | evidence → |
| Equity capital | 5,350,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,780,000 | USD | evidence → |
| Interest expense | 1,155,000 | USD | evidence → |
| Net interest income | 2,625,000 | USD | evidence → |
| Noninterest income | 486,000 | USD | evidence → |
| Noninterest expense | 2,232,000 | USD | evidence → |
| Provision for loan losses | 287,000 | USD | evidence → |
| Pretax income | 592,000 | USD | evidence → |
| Income tax | 191,000 | USD | evidence → |
| Net income | 401,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,288,000 | USD | evidence → |
| Total capital | 4,958,000 | USD | evidence → |
| Risk-weighted assets | 57,330,000 | USD | evidence → |