Call reports 2004

FARMERS STATE BANK OF MADELIA, INCORPORATED — 2004

Name: FARMERS STATE BANK OF MADELIA, INCORPORATED — FFIEC call report 2004
Creator: FARMERS STATE BANK OF MADELIA, INCORPORATED

What FARMERS STATE BANK OF MADELIA, INCORPORATED reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9c878fd4-8e21-4ba8-a064-2d8ff81fb2f0/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	53,487,000	53,707,000	51,289,000	55,403,000
Total loans	40,241,000	40,528,000	42,207,000	43,339,000
Allowance for loan losses	596,000	614,000	622,000	570,000
Securities available for sale	305,000	297,000	301,000	301,000
Securities held to maturity	5,367,000	5,552,000	5,045,000	5,299,000
Trading assets	0	0	0	0
Total deposits	45,208,000	45,428,000	42,794,000	46,427,000
Interest-bearing deposits	39,945,000	40,269,000	38,204,000	39,823,000
Noninterest-bearing deposits	5,263,000	5,159,000	4,590,000	6,604,000
Equity capital	4,770,000	4,922,000	5,143,000	5,235,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	796,000	1,598,000	2,435,000	3,268,000
Interest expense	181,000	364,000	551,000	739,000
Net interest income	615,000	1,234,000	1,884,000	2,529,000
Noninterest income	27,000	55,000	81,000	114,000
Noninterest expense	324,000	688,000	1,025,000	1,442,000
Provision for loan losses	18,000	36,000	54,000	120,000
Pretax income	300,000	565,000	886,000	1,081,000
Income tax	0	0	0	1,000
Net income	300,000	565,000	886,000	1,080,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	4,480,000	4,632,000	4,853,000	4,945,000
Total capital	4,966,000	5,115,000	5,349,000	5,464,000
Risk-weighted assets	38,752,000	38,550,000	39,550,000	41,490,000