Call reports 2021
HAPPY STATE BANK — 2021
What HAPPY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 6,326,783,000 | 6,257,903,000 | 6,438,154,000 | 6,804,039,000 |
| Total loans | 3,475,760,000 | 3,460,030,000 | 3,547,153,000 | 3,652,547,000 |
| Allowance for loan losses | 56,654,000 | 39,504,000 | 40,305,000 | 41,224,000 |
| Securities available for sale | 1,127,660,000 | 1,456,675,000 | 1,551,812,000 | 1,751,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,462,643,000 | 5,337,347,000 | 5,513,019,000 | 6,031,346,000 |
| Interest-bearing deposits | 3,411,337,000 | 3,561,149,000 | 3,730,796,000 | 3,954,089,000 |
| Noninterest-bearing deposits | 2,051,306,000 | 1,776,198,000 | 1,782,223,000 | 2,077,257,000 |
| Equity capital | 755,450,000 | 810,017,000 | 820,133,000 | 663,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 55,607,000 | 112,405,000 | 168,939,000 | 229,477,000 |
| Interest expense | 2,562,000 | 5,019,000 | 7,493,000 | 10,192,000 |
| Net interest income | 53,045,000 | 107,386,000 | 161,446,000 | 219,285,000 |
| Noninterest income | 9,964,000 | 23,271,000 | 34,918,000 | 47,280,000 |
| Noninterest expense | 39,129,000 | 77,943,000 | 118,869,000 | 154,904,000 |
| Provision for loan losses | 3,600,000 | -13,220,000 | -11,820,000 | -10,620,000 |
| Pretax income | 20,241,000 | 65,843,000 | 90,029,000 | 122,974,000 |
| Income tax | 3,020,000 | 12,211,000 | 16,734,000 | 22,680,000 |
| Net income | 17,221,000 | 53,632,000 | 73,295,000 | 100,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 612,887,000 | 647,803,000 | 668,429,000 | 516,253,000 |
| Total capital | 663,423,000 | 688,074,000 | 709,396,000 | 558,314,000 |
| Risk-weighted assets | 4,035,705,000 | 4,149,104,000 | 4,319,171,000 | 4,620,860,000 |
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