Call reports 2020
HAPPY STATE BANK — 2020
What HAPPY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,927,357,000 | 4,545,183,000 | 5,371,764,000 | 5,636,821,000 |
| Total loans | 2,660,152,000 | 3,007,073,000 | 3,667,526,000 | 3,533,263,000 |
| Allowance for loan losses | 35,870,000 | 41,158,000 | 46,742,000 | 54,855,000 |
| Securities available for sale | 711,888,000 | 777,075,000 | 869,372,000 | 958,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,232,006,000 | 3,490,009,000 | 4,563,095,000 | 4,774,613,000 |
| Interest-bearing deposits | 2,330,519,000 | 2,395,969,000 | 3,049,315,000 | 3,181,250,000 |
| Noninterest-bearing deposits | 901,487,000 | 1,094,040,000 | 1,513,780,000 | 1,593,363,000 |
| Equity capital | 608,990,000 | 635,908,000 | 700,838,000 | 760,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 43,763,000 | 89,459,000 | 146,019,000 | 204,488,000 |
| Interest expense | 6,035,000 | 9,530,000 | 12,482,000 | 15,152,000 |
| Net interest income | 37,728,000 | 79,929,000 | 133,537,000 | 189,336,000 |
| Noninterest income | 9,223,000 | 16,358,000 | 25,993,000 | 36,924,000 |
| Noninterest expense | 29,929,000 | 59,386,000 | 97,414,000 | 139,089,000 |
| Provision for loan losses | 3,300,000 | 8,350,000 | 14,750,000 | 23,350,000 |
| Pretax income | 17,592,000 | 35,959,000 | 54,950,000 | 72,913,000 |
| Income tax | 2,865,000 | 6,240,000 | 9,633,000 | 12,800,000 |
| Net income | 14,727,000 | 29,719,000 | 45,317,000 | 60,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 545,099,000 | 560,434,000 | 541,035,000 | 598,308,000 |
| Total capital | 582,490,000 | 602,084,000 | 588,645,000 | 648,185,000 |
| Risk-weighted assets | 3,200,065,000 | 3,330,869,000 | 4,044,026,000 | 3,984,303,000 |