Call reports 2019
HAPPY STATE BANK — 2019
What HAPPY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,477,696,000 | 3,511,330,000 | 3,677,636,000 | 3,824,411,000 |
| Total loans | 2,405,603,000 | 2,421,530,000 | 2,564,757,000 | 2,653,939,000 |
| Allowance for loan losses | 33,229,000 | 31,470,000 | 32,422,000 | 34,152,000 |
| Securities available for sale | 564,370,000 | 596,447,000 | 609,206,000 | 657,027,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,876,401,000 | 2,883,257,000 | 2,953,672,000 | 3,076,728,000 |
| Interest-bearing deposits | 2,060,520,000 | 2,056,944,000 | 2,086,594,000 | 2,190,821,000 |
| Noninterest-bearing deposits | 815,881,000 | 826,313,000 | 867,078,000 | 885,907,000 |
| Equity capital | 521,719,000 | 538,698,000 | 553,289,000 | 593,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 39,906,000 | 81,546,000 | 124,746,000 | 168,679,000 |
| Interest expense | 7,168,000 | 14,593,000 | 22,383,000 | 29,310,000 |
| Net interest income | 32,738,000 | 66,953,000 | 102,363,000 | 139,369,000 |
| Noninterest income | 8,154,000 | 15,967,000 | 24,127,000 | 32,516,000 |
| Noninterest expense | 27,649,000 | 56,598,000 | 85,629,000 | 112,784,000 |
| Provision for loan losses | 2,100,000 | 3,900,000 | 6,100,000 | 8,650,000 |
| Pretax income | 11,181,000 | 23,989,000 | 40,577,000 | 56,783,000 |
| Income tax | 1,303,000 | 3,293,000 | 6,158,000 | 9,165,000 |
| Net income | 9,878,000 | 20,696,000 | 34,419,000 | 47,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 471,729,000 | 481,042,000 | 490,368,000 | 534,772,000 |
| Total capital | 505,687,000 | 513,715,000 | 523,803,000 | 570,078,000 |
| Risk-weighted assets | 2,766,496,000 | 2,827,610,000 | 3,023,059,000 | 3,134,472,000 |