Call reports 2018
HAPPY STATE BANK — 2018
What HAPPY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,314,723,000 | 3,383,288,000 | 3,427,320,000 | 3,444,514,000 |
| Total loans | 2,347,867,000 | 2,407,770,000 | 2,463,212,000 | 2,430,485,000 |
| Allowance for loan losses | 30,272,000 | 29,727,000 | 30,249,000 | 32,980,000 |
| Securities available for sale | 552,857,000 | 547,573,000 | 545,635,000 | 541,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,719,384,000 | 2,696,640,000 | 2,689,029,000 | 2,863,394,000 |
| Interest-bearing deposits | 1,955,574,000 | 1,945,076,000 | 1,916,018,000 | 2,055,069,000 |
| Noninterest-bearing deposits | 763,810,000 | 751,564,000 | 773,011,000 | 808,325,000 |
| Equity capital | 439,073,000 | 447,335,000 | 489,975,000 | 506,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 35,456,000 | 72,233,000 | 111,249,000 | 150,924,000 |
| Interest expense | 4,019,000 | 9,092,000 | 15,580,000 | 22,496,000 |
| Net interest income | 31,437,000 | 63,141,000 | 95,669,000 | 128,428,000 |
| Noninterest income | 8,502,000 | 16,203,000 | 23,861,000 | 31,840,000 |
| Noninterest expense | 28,025,000 | 55,879,000 | 84,211,000 | 110,607,000 |
| Provision for loan losses | 1,200,000 | 3,300,000 | 5,100,000 | 6,300,000 |
| Pretax income | 10,685,000 | 20,245,000 | 30,294,000 | 43,433,000 |
| Income tax | 1,274,000 | 1,459,000 | 2,823,000 | 5,163,000 |
| Net income | 9,411,000 | 18,786,000 | 27,471,000 | 38,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 396,852,000 | 406,254,000 | 452,934,000 | 463,895,000 |
| Total capital | 428,015,000 | 436,745,000 | 483,730,000 | 497,498,000 |
| Risk-weighted assets | 2,687,891,000 | 2,741,601,000 | 2,824,784,000 | 2,783,663,000 |