Call reports 2017
HAPPY STATE BANK — 2017
What HAPPY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,106,818,000 | 3,177,015,000 | 3,313,831,000 | 3,410,912,000 |
| Total loans | 2,146,119,000 | 2,225,316,000 | 2,309,615,000 | 2,373,021,000 |
| Allowance for loan losses | 31,838,000 | 28,488,000 | 29,905,000 | 29,417,000 |
| Securities available for sale | 489,885,000 | 530,009,000 | 544,640,000 | 564,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,610,245,000 | 2,534,796,000 | 2,554,415,000 | 2,694,596,000 |
| Interest-bearing deposits | 1,937,235,000 | 1,852,383,000 | 1,831,773,000 | 1,897,233,000 |
| Noninterest-bearing deposits | 673,010,000 | 682,413,000 | 722,642,000 | 797,363,000 |
| Equity capital | 393,442,000 | 405,168,000 | 431,458,000 | 440,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 29,377,000 | 60,548,000 | 93,315,000 | 125,917,000 |
| Interest expense | 2,277,000 | 5,018,000 | 8,553,000 | 12,382,000 |
| Net interest income | 27,100,000 | 55,530,000 | 84,762,000 | 113,535,000 |
| Noninterest income | 7,914,000 | 14,642,000 | 21,700,000 | 32,025,000 |
| Noninterest expense | 24,463,000 | 49,020,000 | 74,602,000 | 99,685,000 |
| Provision for loan losses | 1,700,000 | 3,200,000 | 4,700,000 | 6,200,000 |
| Pretax income | 9,331,000 | 18,611,000 | 28,161,000 | 40,676,000 |
| Income tax | 1,905,000 | 3,881,000 | 5,890,000 | 11,158,000 |
| Net income | 7,426,000 | 14,730,000 | 22,271,000 | 29,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 353,737,000 | 362,063,000 | 387,942,000 | 392,703,000 |
| Total capital | 384,293,000 | 391,637,000 | 418,510,000 | 422,753,000 |
| Risk-weighted assets | 2,442,198,000 | 2,529,664,000 | 2,637,015,000 | 2,708,954,000 |