Call reports 2016
HAPPY STATE BANK — 2016
What HAPPY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,876,367,000 | 2,862,462,000 | 3,076,497,000 | 3,132,258,000 |
| Total loans | 2,098,902,000 | 2,151,747,000 | 2,226,722,000 | 2,181,180,000 |
| Allowance for loan losses | 27,576,000 | 27,818,000 | 29,297,000 | 30,121,000 |
| Securities available for sale | 405,993,000 | 388,408,000 | 411,103,000 | 447,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,352,376,000 | 2,282,577,000 | 2,557,677,000 | 2,649,332,000 |
| Interest-bearing deposits | 1,691,311,000 | 1,648,134,000 | 1,909,445,000 | 1,958,141,000 |
| Noninterest-bearing deposits | 661,065,000 | 634,443,000 | 648,232,000 | 691,191,000 |
| Equity capital | 354,643,000 | 365,361,000 | 368,280,000 | 386,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 27,851,000 | 55,948,000 | 84,782,000 | 114,414,000 |
| Interest expense | 1,787,000 | 3,407,000 | 5,142,000 | 7,209,000 |
| Net interest income | 26,064,000 | 52,541,000 | 79,640,000 | 107,205,000 |
| Noninterest income | 7,788,000 | 14,671,000 | 21,969,000 | 29,173,000 |
| Noninterest expense | 22,707,000 | 44,743,000 | 67,320,000 | 90,417,000 |
| Provision for loan losses | 1,815,000 | 3,105,000 | 4,795,000 | 6,385,000 |
| Pretax income | 9,351,000 | 22,313,000 | 33,937,000 | 44,059,000 |
| Income tax | 2,491,000 | 5,629,000 | 9,080,000 | 11,832,000 |
| Net income | 6,860,000 | 16,684,000 | 24,857,000 | 32,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 303,955,000 | 314,025,000 | 320,318,000 | 347,874,000 |
| Total capital | 332,191,000 | 342,458,000 | 350,047,000 | 378,659,000 |
| Risk-weighted assets | 2,384,420,000 | 2,402,641,000 | 2,515,240,000 | 2,473,380,000 |