Call reports 2014
HAPPY STATE BANK — 2014
What HAPPY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,446,498,000 | 2,441,688,000 | 2,555,291,000 | 2,570,931,000 |
| Total loans | 1,688,225,000 | 1,743,238,000 | 1,904,587,000 | 1,938,606,000 |
| Allowance for loan losses | 21,548,000 | 21,878,000 | 26,209,000 | 26,760,000 |
| Securities available for sale | 431,286,000 | 393,500,000 | 324,432,000 | 298,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,150,885,000 | 2,103,730,000 | 2,055,146,000 | 2,262,558,000 |
| Interest-bearing deposits | 1,641,646,000 | 1,578,552,000 | 1,535,773,000 | 1,699,301,000 |
| Noninterest-bearing deposits | 509,239,000 | 525,178,000 | 519,373,000 | 563,257,000 |
| Equity capital | 240,620,000 | 249,227,000 | 257,509,000 | 256,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 21,647,000 | 44,174,000 | 68,316,000 | 93,058,000 |
| Interest expense | 1,372,000 | 2,721,000 | 4,067,000 | 5,421,000 |
| Net interest income | 20,275,000 | 41,453,000 | 64,249,000 | 87,637,000 |
| Noninterest income | 7,271,000 | 14,018,000 | 21,165,000 | 27,671,000 |
| Noninterest expense | 19,847,000 | 38,306,000 | 60,543,000 | 80,806,000 |
| Provision for loan losses | 1,150,000 | 2,850,000 | 7,317,000 | 8,117,000 |
| Pretax income | 6,451,000 | 14,343,000 | 17,569,000 | 26,398,000 |
| Income tax | 1,554,000 | 3,633,000 | 4,044,000 | 6,640,000 |
| Net income | 4,780,000 | 10,475,000 | 13,173,000 | 19,406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,718,000 | 205,692,000 | 213,770,000 | 211,590,000 |
| Total capital | 221,266,000 | 227,570,000 | 239,802,000 | 238,117,000 |
| Risk-weighted assets | 1,862,982,000 | 1,907,778,000 | 2,081,661,000 | 2,121,470,000 |