Call reports 2013
HAPPY STATE BANK — 2013
What HAPPY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,172,290,000 | 2,143,742,000 | 2,246,523,000 | 2,445,872,000 |
| Total loans | 1,359,556,000 | 1,472,591,000 | 1,573,923,000 | 1,627,593,000 |
| Allowance for loan losses | 18,775,000 | 19,369,000 | 20,297,000 | 20,364,000 |
| Securities available for sale | 516,949,000 | 426,835,000 | 403,060,000 | 401,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,873,479,000 | 1,818,361,000 | 1,974,044,000 | 2,153,204,000 |
| Interest-bearing deposits | 1,435,458,000 | 1,392,605,000 | 1,517,763,000 | 1,625,014,000 |
| Noninterest-bearing deposits | 438,021,000 | 425,756,000 | 456,281,000 | 528,190,000 |
| Equity capital | 204,236,000 | 201,480,000 | 225,525,000 | 234,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 18,731,000 | 38,358,000 | 59,272,000 | 78,248,000 |
| Interest expense | 1,342,000 | 2,594,000 | 3,848,000 | 5,610,000 |
| Net interest income | 17,389,000 | 35,764,000 | 55,424,000 | 72,638,000 |
| Noninterest income | 7,154,000 | 13,569,000 | 20,704,000 | 26,803,000 |
| Noninterest expense | 19,323,000 | 38,560,000 | 57,873,000 | 72,928,000 |
| Provision for loan losses | 1,050,000 | 1,850,000 | 2,900,000 | 3,950,000 |
| Pretax income | 4,338,000 | 9,532,000 | 15,964,000 | 23,172,000 |
| Income tax | 1,196,000 | 2,465,000 | 4,394,000 | 5,883,000 |
| Net income | 3,142,000 | 7,067,000 | 11,570,000 | 16,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,671,000 | 160,890,000 | 185,871,000 | 194,637,000 |
| Total capital | 175,446,000 | 180,259,000 | 206,168,000 | 215,001,000 |
| Risk-weighted assets | 1,546,629,000 | 1,637,592,000 | 1,738,284,000 | 1,820,900,000 |