Call reports 2012
HAPPY STATE BANK — 2012
What HAPPY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,871,261,000 | 1,773,144,000 | 1,835,856,000 | 1,999,321,000 |
| Total loans | 1,019,570,000 | 1,073,957,000 | 1,207,034,000 | 1,280,723,000 |
| Allowance for loan losses | 16,259,000 | 17,035,000 | 17,277,000 | 17,908,000 |
| Securities available for sale | 556,212,000 | 405,212,000 | 397,849,000 | 424,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,659,464,000 | 1,557,319,000 | 1,554,435,000 | 1,774,821,000 |
| Interest-bearing deposits | 1,051,342,000 | 949,486,000 | 903,904,000 | 1,329,574,000 |
| Noninterest-bearing deposits | 608,122,000 | 607,833,000 | 650,531,000 | 445,247,000 |
| Equity capital | 169,158,000 | 171,911,000 | 177,428,000 | 180,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 16,512,000 | 32,723,000 | 49,901,000 | 67,825,000 |
| Interest expense | 1,779,000 | 3,254,000 | 4,589,000 | 5,791,000 |
| Net interest income | 14,733,000 | 29,469,000 | 45,312,000 | 62,034,000 |
| Noninterest income | 6,427,000 | 11,953,000 | 17,138,000 | 22,638,000 |
| Noninterest expense | 16,472,000 | 32,399,000 | 48,704,000 | 66,271,000 |
| Provision for loan losses | 1,050,000 | 2,100,000 | 3,150,000 | 4,200,000 |
| Pretax income | 4,062,000 | 8,766,000 | 12,490,000 | 16,164,000 |
| Income tax | 1,124,000 | 2,634,000 | 3,489,000 | 3,873,000 |
| Net income | 2,938,000 | 6,132,000 | 9,001,000 | 12,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,751,000 | 131,198,000 | 134,317,000 | 137,683,000 |
| Total capital | 142,755,000 | 146,712,000 | 151,500,000 | 155,591,000 |
| Risk-weighted assets | 1,199,071,000 | 1,239,612,000 | 1,374,511,000 | 1,451,575,000 |