Call reports 2011
HAPPY STATE BANK — 2011
What HAPPY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,603,094,000 | 1,604,955,000 | 1,687,085,000 | 1,839,997,000 |
| Total loans | 1,007,373,000 | 1,026,200,000 | 1,047,019,000 | 1,043,565,000 |
| Allowance for loan losses | 12,429,000 | 12,354,000 | 13,405,000 | 15,851,000 |
| Securities available for sale | 320,483,000 | 367,565,000 | 451,487,000 | 517,208,000 |
| Securities held to maturity | 975,000 | 975,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,388,814,000 | 1,386,674,000 | 1,456,403,000 | 1,625,364,000 |
| Interest-bearing deposits | 882,906,000 | 868,893,000 | 914,189,000 | 1,035,187,000 |
| Noninterest-bearing deposits | 505,908,000 | 517,781,000 | 542,214,000 | 590,177,000 |
| Equity capital | 149,277,000 | 151,067,000 | 173,207,000 | 172,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 15,971,000 | 32,361,000 | 49,363,000 | 65,970,000 |
| Interest expense | 2,292,000 | 4,502,000 | 6,822,000 | 8,776,000 |
| Net interest income | 13,679,000 | 27,859,000 | 42,541,000 | 57,194,000 |
| Noninterest income | 6,740,000 | 12,190,000 | 18,002,000 | 23,502,000 |
| Noninterest expense | 14,693,000 | 28,747,000 | 43,111,000 | 57,322,000 |
| Provision for loan losses | 1,050,000 | 8,050,000 | 9,100,000 | 16,150,000 |
| Pretax income | 4,993,000 | 3,794,000 | 9,419,000 | 8,378,000 |
| Income tax | 1,439,000 | 777,000 | 2,509,000 | 1,194,000 |
| Net income | 3,554,000 | 3,017,000 | 6,910,000 | 7,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,049,000 | 110,715,000 | 131,085,000 | 131,562,000 |
| Total capital | 123,478,000 | 123,069,000 | 144,490,000 | 146,705,000 |
| Risk-weighted assets | 1,150,024,000 | 1,165,196,000 | 1,197,595,000 | 1,210,713,000 |