Call reports 2010
HAPPY STATE BANK — 2010
What HAPPY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,335,592,000 | 1,357,325,000 | 1,385,882,000 | 1,576,572,000 |
| Total loans | 802,582,000 | 871,462,000 | 945,855,000 | 991,926,000 |
| Allowance for loan losses | 10,319,000 | 10,794,000 | 11,719,000 | 12,084,000 |
| Securities available for sale | 338,995,000 | 289,189,000 | 255,744,000 | 367,354,000 |
| Securities held to maturity | 1,435,000 | 1,435,000 | 1,435,000 | 1,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,145,423,000 | 1,163,449,000 | 1,158,341,000 | 1,368,288,000 |
| Interest-bearing deposits | 765,241,000 | 745,800,000 | 727,857,000 | 851,033,000 |
| Noninterest-bearing deposits | 380,182,000 | 417,649,000 | 430,484,000 | 517,255,000 |
| Equity capital | 125,162,000 | 128,700,000 | 133,258,000 | 143,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 14,474,000 | 29,199,000 | 44,108,000 | 59,596,000 |
| Interest expense | 2,535,000 | 4,982,000 | 7,268,000 | 9,453,000 |
| Net interest income | 11,939,000 | 24,217,000 | 36,840,000 | 50,143,000 |
| Noninterest income | 5,540,000 | 10,498,000 | 16,189,000 | 21,958,000 |
| Noninterest expense | 12,787,000 | 25,384,000 | 38,093,000 | 51,233,000 |
| Provision for loan losses | 1,500,000 | 2,250,000 | 3,500,000 | 4,750,000 |
| Pretax income | 3,577,000 | 10,011,000 | 15,194,000 | 20,665,000 |
| Income tax | 913,000 | 2,790,000 | 3,853,000 | 4,650,000 |
| Net income | 2,664,000 | 7,221,000 | 11,341,000 | 16,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,529,000 | 95,290,000 | 99,766,000 | 107,291,000 |
| Total capital | 100,848,000 | 106,084,000 | 111,485,000 | 119,375,000 |
| Risk-weighted assets | 929,764,000 | 996,214,000 | 1,064,301,000 | 1,156,714,000 |