Call reports 2009
HAPPY STATE BANK — 2009
What HAPPY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,068,300,000 | 1,082,715,000 | 1,151,920,000 | 1,320,666,000 |
| Total loans | 651,316,000 | 701,747,000 | 734,480,000 | 775,688,000 |
| Allowance for loan losses | 6,766,000 | 6,784,000 | 6,906,000 | 9,262,000 |
| Securities available for sale | 257,447,000 | 250,906,000 | 249,605,000 | 364,497,000 |
| Securities held to maturity | 1,930,000 | 1,930,000 | 1,930,000 | 1,930,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 928,659,000 | 940,135,000 | 972,036,000 | 1,129,906,000 |
| Interest-bearing deposits | 625,930,000 | 623,436,000 | 623,402,000 | 745,627,000 |
| Noninterest-bearing deposits | 302,729,000 | 316,699,000 | 348,634,000 | 384,279,000 |
| Equity capital | 105,249,000 | 107,200,000 | 113,932,000 | 121,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,175,000 | 24,676,000 | 37,790,000 | 52,185,000 |
| Interest expense | 2,769,000 | 5,120,000 | 7,415,000 | 10,074,000 |
| Net interest income | 9,406,000 | 19,556,000 | 30,375,000 | 42,111,000 |
| Noninterest income | 4,709,000 | 8,554,000 | 13,185,000 | 17,819,000 |
| Noninterest expense | 9,916,000 | 20,237,000 | 31,162,000 | 43,656,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 4,250,000 | 6,500,000 |
| Pretax income | 5,194,000 | 8,969,000 | 11,472,000 | 13,221,000 |
| Income tax | 1,530,000 | 2,595,000 | 2,368,000 | 2,608,000 |
| Net income | 3,664,000 | 6,374,000 | 9,104,000 | 10,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,443,000 | 77,226,000 | 79,969,000 | 86,914,000 |
| Total capital | 81,209,000 | 84,010,000 | 86,875,000 | 96,176,000 |
| Risk-weighted assets | 760,665,000 | 782,498,000 | 839,718,000 | 912,897,000 |
Machine access — free, no API key
Every figure shown here about HAPPY STATE BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.