Call reports 2001
HAPPY STATE BANK — 2001
What HAPPY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 107,318,000 | 108,067,000 | 111,603,000 | 121,621,000 |
| Total loans | 78,126,000 | 78,089,000 | 80,610,000 | 81,698,000 |
| Allowance for loan losses | 756,000 | 783,000 | 805,000 | 809,000 |
| Securities available for sale | 10,225,000 | 15,383,000 | 15,486,000 | 23,373,000 |
| Securities held to maturity | 925,000 | 925,000 | 925,000 | 925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,552,000 | 97,777,000 | 100,864,000 | 109,468,000 |
| Interest-bearing deposits | 76,426,000 | 75,432,000 | 78,657,000 | 85,193,000 |
| Noninterest-bearing deposits | 21,126,000 | 22,345,000 | 22,207,000 | 24,275,000 |
| Equity capital | 8,916,000 | 9,260,000 | 9,746,000 | 10,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,069,000 | 4,087,000 | 6,050,000 | 7,955,000 |
| Interest expense | 851,000 | 1,627,000 | 2,284,000 | 2,844,000 |
| Net interest income | 1,218,000 | 2,460,000 | 3,766,000 | 5,111,000 |
| Noninterest income | 618,000 | 1,229,000 | 1,800,000 | 2,379,000 |
| Noninterest expense | 1,424,000 | 2,772,000 | 4,078,000 | 5,389,000 |
| Provision for loan losses | 25,000 | 55,000 | 105,000 | 245,000 |
| Pretax income | 387,000 | 862,000 | 1,413,000 | 1,978,000 |
| Income tax | 136,000 | 295,000 | 481,000 | 694,000 |
| Net income | 251,000 | 567,000 | 932,000 | 1,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,768,000 | 9,084,000 | 9,449,000 | 9,802,000 |
| Total capital | 9,524,000 | 9,867,000 | 10,254,000 | 10,611,000 |
| Risk-weighted assets | 79,984,000 | 79,900,000 | 81,718,000 | 84,404,000 |