Call report 2018Q4
EPHRATA NATIONAL BANK — 2018Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,097,256,000 | USD | evidence → |
| Total loans | 695,502,000 | USD | evidence → |
| Allowance for loan losses | 8,666,000 | USD | evidence → |
| Securities available for sale | 299,475,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 920,570,000 | USD | evidence → |
| Interest-bearing deposits | 550,653,000 | USD | evidence → |
| Noninterest-bearing deposits | 369,916,000 | USD | evidence → |
| Equity capital | 101,311,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 36,487,000 | USD | evidence → |
| Interest expense | 3,374,000 | USD | evidence → |
| Net interest income | 33,113,000 | USD | evidence → |
| Noninterest income | 11,327,000 | USD | evidence → |
| Noninterest expense | 32,292,000 | USD | evidence → |
| Provision for loan losses | 660,000 | USD | evidence → |
| Pretax income | 11,202,000 | USD | evidence → |
| Income tax | 1,306,000 | USD | evidence → |
| Net income | 9,896,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 106,989,000 | USD | evidence → |
| Total capital | 115,988,000 | USD | evidence → |
| Risk-weighted assets | 820,999,000 | USD | evidence → |