Call report 2015Q4
EPHRATA NATIONAL BANK — 2015Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 905,051,000 | USD | evidence → |
| Total loans | 521,409,000 | USD | evidence → |
| Allowance for loan losses | 7,078,000 | USD | evidence → |
| Securities available for sale | 288,890,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 740,567,000 | USD | evidence → |
| Interest-bearing deposits | 503,847,000 | USD | evidence → |
| Noninterest-bearing deposits | 236,720,000 | USD | evidence → |
| Equity capital | 93,994,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,827,000 | USD | evidence → |
| Interest expense | 3,744,000 | USD | evidence → |
| Net interest income | 23,083,000 | USD | evidence → |
| Noninterest income | 7,215,000 | USD | evidence → |
| Noninterest expense | 24,562,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 8,401,000 | USD | evidence → |
| Income tax | 1,358,000 | USD | evidence → |
| Net income | 7,043,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 94,258,000 | USD | evidence → |
| Total capital | 101,791,000 | USD | evidence → |
| Risk-weighted assets | 644,945,000 | USD | evidence → |