Call report 2013Q4
EPHRATA NATIONAL BANK — 2013Q4
The 22 measures EPHRATA NATIONAL BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 812,035,000 | USD | evidence → |
| Total loans | 438,279,000 | USD | evidence → |
| Allowance for loan losses | 7,219,000 | USD | evidence → |
| Securities available for sale | 300,157,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 656,903,000 | USD | evidence → |
| Interest-bearing deposits | 483,556,000 | USD | evidence → |
| Noninterest-bearing deposits | 173,347,000 | USD | evidence → |
| Equity capital | 83,222,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,898,000 | USD | evidence → |
| Interest expense | 5,382,000 | USD | evidence → |
| Net interest income | 21,516,000 | USD | evidence → |
| Noninterest income | 6,181,000 | USD | evidence → |
| Noninterest expense | 21,792,000 | USD | evidence → |
| Provision for loan losses | -225,000 | USD | evidence → |
| Pretax income | 9,322,000 | USD | evidence → |
| Income tax | 1,501,000 | USD | evidence → |
| Net income | 7,821,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 87,174,000 | USD | evidence → |
| Total capital | 93,783,000 | USD | evidence → |
| Risk-weighted assets | 527,706,000 | USD | evidence → |